Terms of Service

Last Updated: 10/3/2026

⚠️ IMPORTANT RISK WARNING

Trading and holding cryptoassets involves substantial risk of loss. The value of cryptoassets can be extremely volatile and you may lose all of your invested capital. Cryptoassets are not protected by deposit insurance schemes. Past performance is not indicative of future results. Only invest what you can afford to lose.

1. Acceptance of Terms

By accessing or using Galaxia Culture ("Platform", "Service", "we", "us", "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not use the Platform.

These Terms constitute a legally binding agreement between you and Galaxia Culture. We reserve the right to modify these Terms at any time, and such modifications will be effective immediately upon posting. Your continued use of the Platform after modifications constitutes acceptance.

2. Regulatory Status & Jurisdiction

2.1 EU MiCA Compliance

Galaxia Culture operates in compliance with the Markets in Crypto-Assets Regulation (MiCA) (Regulation (EU) 2023/1114). We are committed to:

  • Transparent disclosure of cryptoasset risks
  • Operational resilience and cybersecurity standards
  • Consumer protection mechanisms
  • Asset segregation and custody requirements
  • Market abuse prevention

2.2 US Regulatory Framework

In the United States, our services may be subject to:

  • FinCEN regulations (Bank Secrecy Act/AML requirements)
  • SEC securities laws (where applicable)
  • CFTC commodities regulations
  • State money transmitter licensing requirements
  • OFAC sanctions compliance

NOTICE: Galaxia Culture may not hold money transmitter licenses in all US states. Services may be restricted in certain jurisdictions.

2.3 UK FCA Compliance

In the United Kingdom, we comply with:

  • FCA cryptoasset registration requirements
  • Financial Promotions regime
  • Money Laundering Regulations 2017
  • Travel Rule requirements (£1,000 threshold)

2.4 Other Jurisdictions

Services may be restricted in certain jurisdictions where we do not hold required licenses. You are responsible for ensuring your use of the Platform complies with local laws.

3. Eligibility & KYC Requirements

3.1 Age Requirements

You must be at least 18 years old (or the age of majority in your jurisdiction) to use the Platform.

3.2 Know Your Customer (KYC)

To comply with anti-money laundering (AML) and counter-terrorism financing (CTF) regulations, we require:

  • Government-issued photo identification
  • Proof of address
  • Source of funds declaration
  • PEP (Politically Exposed Person) screening
  • Sanctions list verification
  • Beneficial ownership disclosure (for entities)

We reserve the right to request additional documentation and to refuse service to any user who fails to complete KYC verification.

3.3 Prohibited Jurisdictions

The Platform is not available to users in jurisdictions where cryptoasset services are prohibited or where we do not hold required licenses. This may include, but is not limited to, certain countries subject to comprehensive sanctions.

4. Services Description

Galaxia Culture provides a platform for:

  • Creating, minting, and trading cultural artifact NFTs
  • Marketplace functionality for buying and selling NFTs
  • Artist registration and verification
  • Cultural heritage preservation on blockchain
  • Payment processing using cryptoassets

IMPORTANT: We do not provide investment advice. NFTs and cryptoassets are not guaranteed investments and their value may fluctuate significantly.

5. User Obligations

You agree to:

  • Provide accurate and complete information
  • Comply with all applicable laws and regulations
  • Not use the Platform for illegal activities
  • Not engage in money laundering, terrorist financing, or fraud
  • Not circumvent transaction limits or monitoring systems
  • Maintain the security of your account credentials
  • Report suspicious activity

6. Transaction Monitoring & Compliance

6.1 Transaction Monitoring

We monitor all transactions for suspicious activity, including but not limited to:

  • Unusual transaction patterns
  • High-risk jurisdiction activity
  • Structuring or smurfing attempts
  • Velocity and frequency anomalies
  • Sanctions list matches

6.2 Travel Rule Compliance

For transactions exceeding regulatory thresholds (e.g., $3,000 USD, £1,000 GBP, €1,000 EUR), we collect and transmit originator and beneficiary information as required by the Travel Rule.

6.3 Suspicious Activity Reports

We are required by law to file Suspicious Activity Reports (SARs) or Suspicious Transaction Reports (STRs) with relevant authorities when we detect suspicious activity. We are prohibited from informing you of such filings.

6.4 Transaction Limits

Transaction limits may apply based on your verification tier, jurisdiction, and risk assessment. We reserve the right to impose, modify, or remove limits at our discretion.

7. Fees & Payments

All fees are disclosed before you complete a transaction. Fees may include:

  • Marketplace listing fees
  • Transaction fees (percentage of sale)
  • Network gas fees
  • Payment processing fees

Fees are non-refundable unless required by law. All fees are displayed in the applicable currency or cryptoasset.

8. Intellectual Property

NFTs minted on the Platform may be subject to intellectual property rights. You are responsible for ensuring you have the right to mint, sell, or transfer any content. We respect copyright and will respond to valid DMCA takedown requests.

9. Disclaimers & Limitation of Liability

9.1 No Warranties

THE PLATFORM IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

9.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR USE.

9.3 Cryptoasset Risks

You acknowledge and accept that:

  • Cryptoasset values are highly volatile
  • You may lose all invested capital
  • Cryptoassets are not insured by government schemes
  • Regulatory changes may affect value and usability
  • Technology risks (hacks, bugs, network failures) exist

10. Dispute Resolution

10.1 Complaints Procedure

If you have a complaint, please contact us at compliance@galaxia.earth. We will acknowledge your complaint within 5 business days and respond within 15 business days (per MiCA requirements).

10.2 Alternative Dispute Resolution

For EU users, disputes may be referred to an Alternative Dispute Resolution (ADR) body. Contact details for ADR providers will be provided upon request.

10.3 Governing Law

These Terms are governed by the laws of [Jurisdiction], without regard to conflict of law principles. Any disputes will be subject to the exclusive jurisdiction of courts in [Jurisdiction].

11. Termination

We reserve the right to suspend or terminate your account at any time for:

  • Violation of these Terms
  • Suspected illegal activity
  • Failure to complete KYC verification
  • Sanctions list matches
  • Risk management concerns

12. Data Protection

Your use of the Platform is also governed by our Privacy Policy, which complies with GDPR, CCPA, and other applicable data protection laws. We retain transaction records for a minimum of 5 years as required by AML regulations.

13. Changes to Terms

We may modify these Terms at any time. Material changes will be notified via email or platform notification. Continued use after changes constitutes acceptance.

14. Contact Information

For questions about these Terms, contact:

  • Email: legal@galaxia.earth
  • Compliance: compliance@galaxia.earth
  • Address: [Registered Business Address]

By using Galaxia Culture, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.